
Bank Statement Loan-Bank statement loan only requires 24-36 months of bank statements to qualify. Construction Loan-Building a home? well we provide loan options to build or buy land to build. Profit and loss - This loan are for my business people... we qualify you based on your profit and loss from your business. HELOC(Home equity line of credit)- Tap into the existing equity you have in your home.FHA - This is not just for first time homebuyers. This is actually a loan product for everyone to use. VA - As a veteran myself this one is near and dear to me. VA loan have 0 down payment options and low credit requirements. Conventional- Fannie and Freddie backed and did you know that you can do 3% down and at times even lower with this product? well now you do. Reverse Mortgage - This product cut are for those who are 62+ years of age or older that would like to convert home quity into tax free cash without any monthly payments. ARM 5/1, 7/1, 10/1 - adjustable rate mortgages. USDA Loans- This is a loan product that offers 100% financing for low-to-moderate- income households in designated rural areas. Jumbo Loans- For those that fall outside of the loan limits of other insurers Honorable Mentions- Bridge loans- Non Qualified mortgages, 40 year FHA.
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We will walk you through each step of the mortgage process and guide you into home ownership
Our application process is simple and streamlined which means applying is easy and fast
Our App guides you through your mortgage financaing and connects you directly to your loan officer and realtor.
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Phone: (949) 491-3583
omarayub@aldenmortgage.org